Tennessee coverage guide
Tennessee Insurers & Hospitals
Start with a company or hospital, then check the exact plan and network before choosing coverage or getting care in Tennessee.
A licensed Health Insurance Solutions agent can help you compare the plans we offer at no cost.
These listings come from dated public sources. A listing does not confirm network status, availability or that we offer a plan. Confirm the plan, doctor, location and date with both the insurer and provider.
Sources checked November 5, 2026.
Individual and family coverage
Health insurers in Tennessee
Individual, non-dental plans marked on-exchange in the CMS 2027 Exchange Plan Attributes file, updated October 20, 2026. The named insurers and plan counts are not a list of employer plans, Medicare plans or every insurer in the state.
Availability depends on your county, plan year and eligibility. These are not lists of employer or Medicare plans. A company can use different networks for different products.
- Alliant Health Plans, Inc.
- Ambetter of Tennessee
- BlueCross BlueShield of Tennessee
- Oscar Insurance Company
- UnitedHealthcare
Source: CMS: 2027 Exchange Public Use Files. Check plans on HealthCare.gov.
For people with Medicare
Medicare Advantage in Tennessee
These organizations appear in CMS’s 2027 Medicare Advantage Landscape, updated October 18, 2026. Select a name to search its listed plans and counties. A brand can represent more than one legal insurer.
Plan availability and provider networks vary by county and can change. Some plans are Special Needs Plans with additional eligibility rules. This list does not include Medigap, standalone drug plans or employer coverage; we do not offer every plan shown.
- Abilis Health (HMO SNP)2 plan segments in 63 counties
- Aetna Medicare12 plan segments in 92 counties
- American Health Advantage of Tennessee1 plan segment in 55 counties
- BlueCare Plus Tennessee3 plan segments in 95 counties
- BlueCross BlueShield of Tennessee20 plan segments in 95 counties
- Devoted Health38 plan segments in 75 counties
- HealthSpring16 plan segments in 83 counties
- Humana22 plan segments in 95 counties
- NHC Advantage2 plan segments in 39 counties
- UnitedHealthcare22 plan segments in 95 counties
- Wellpoint9 plan segments in 95 counties
- Zing Health8 plan segments in 7 counties
Download the CMS 2027 Landscape source file (ZIP, 12 MB).
The state counseling program is TN SHIP.
Original Medicare
Medicare Supplement in Tennessee
Medicare Supplement, also called Medigap, works with Original Medicare and is different from Medicare Advantage. Compare the plan letter, premium, enrollment rules and any Medicare SELECT network before choosing a policy.
Plan availability and prices can change. Plans C and F are generally limited to people first eligible for Medicare before 2020. We do not offer every policy shown.
Tennessee published these Medicare Supplement company names in April 2026. Company details can change. Check with the insurer for current availability, rates and eligibility.
45 companies match.
- ACE PROPERTY AND CASUALTY INS CO
- AMERICAN BENEFIT LIFE INS CO
- BANKERS FIDELITY ASSURANCE CO
- BANKERS RESERVE LIFE INS CO OF WISCONSIN
- BLUE CROSS BLUE SHIELD OF TENNESSEE
- CIGNA INSURANCE COMPANY
- CIGNA NATIONAL HEALTH INS CO
- COMPBENEFITS INSURANCE CO
- CONTINENTAL LIFE INS CO OF BRENTWOOD
- EPIC LIFE INS CO
- ERIE FAMILY LIFE INS CO
- FIRST HEALTH LIFE & HEALTH INS CO
Source: Tennessee Department of Commerce and Insurance · April 2026.
Check current choices
Use Medicare.gov to search Medigap policies by ZIP code, and confirm the current company, plan, rate and eligibility before applying.
Find policies on Medicare.govTennessee's Medigap rate changes: The state provides information about Medigap rate changes.
Your independent state counseling program is TN SHIP.
For small businesses
Small-group insurers in Tennessee
These companies appear in CMS’s 2027 annual small-group rate filings, updated October 30, 2026. Select a company to explore its new and renewing plan entries.
A filing does not establish approval or availability to your business. This list does not include every large-group, self-funded or other employer arrangement, and we do not offer every plan shown.
- BlueCross BlueShield of Tennessee936 new or renewing plan entries in the filing
- UnitedHealthcare Ins Co of River Valley72 new or renewing plan entries in the filing
- UnitedHealthcare Insurance Company53 new or renewing plan entries in the filing
Source: CMS Unified Rate Review data.
Large employers and self-funded plans
Large-group and self-funded arrangements are not included in the small-group filing list above. A self-funded employer generally pays plan claims; an insurance company or another administrator may handle the network and administration. The name on a card alone does not identify how a plan is funded.
Ask the employer or plan administrator for the exact plan name, administrator and network, then verify the doctor, hospital and service with both the plan and provider.
Learn about federal group health plan filingsThese federal research files describe historical filings, not a live directory of 2027 insurers or networks.
Find a hospital
Tennessee hospitals
Search 161 Tennessee hospitals in CMS datasets by name, city, county or ZIP code.
These dated federal datasets are not a complete list of every hospital or a provider-network directory. County information is not provided for every record. A listing does not mean a hospital accepts your particular plan; confirm directly before you receive care.
161 hospitals match.
- Tristar Ashland City Medical CenterAshland City
- Starr Regional Medical Center AthensAthens
- Saint Francis Bartlett Medical CenterBartlett
- West Tennessee Healthcare Bolivar HospitalBolivar
- West Tennessee Healthcare Bolivar HospitalBolivar
- Western Mental Health InstituteBolivar
- Select Specialty Hospital-TricitiesBristol
- Wellmont Bristol Regional Medical CenterBristol
- Haywood County Community HospitalBrownsville
- West Tennessee Healthcare Camden HospitalCamden
- Highpoint Health - Riverview With Ascension Saint ThomasCarthage
- Highpoint Health-Riverview With Ascension Saint ThCarthage
- Saint Thomas Hickman HospitalCenterville
- Encompass Health Rehabilitation Hospital Of ChattanoogaChattanooga
- Erlanger Behavioral Hospital, LLCChattanooga
- Erlanger Medical CenterChattanooga
- Erlanger Regional Kidney TransplantChattanooga
- Kindred Hospital - ChattanoogaChattanooga
- Memorial Healthcare System, IncChattanooga
- Moccasin Bend Mental Health InstituteChattanooga
- Parkridge Medical CenterChattanooga
- Siskin Hospital For Physical RehabilitationChattanooga
- Unity Psychiatric Care-ClarksvilleClarksville
- Vanderbilt Clarksville HospitalClarksville
Sources: CMS Hospital General Information, last updated July 22, 2026; CMS Provider of Services, Q3 2026, updated October 16, 2026; and CMS Hospital Enrollments, updated October 19, 2026.
More detailed research
Read a network guide
Want help checking your options?
A licensed Health Insurance Solutions agent can help you compare the plans we offer and check the details that matter to you. It costs you nothing.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.