How we research and review our articles
Last updated
Our articles are meant to give you a straight answer you can check. Here is where the facts come from, how we keep them current and how we are paid.
What do we write about?
We write about the questions people ask licensed agents most: enrollment dates, what a plan will cost, how Medicare and the marketplace fit together, and what changes when the rules change. Each article leads with the direct answer, then explains it.
Where do our facts come from?
Dates, dollar amounts and rules come from the official source whenever one exists: the IRS, CMS, Medicare.gov, HealthCare.gov, a state insurance department or the insurer itself. Each article lists its sources at the bottom, and each chart says where its numbers come from.
We use research groups such as KFF and healthinsurance.org to find changes and to cross-check, and we say so when a number comes from one of them. When sources disagree, we leave the number out or tell you the range instead of picking one.
Lists that change quickly, such as which insurers sell plans in a state, are labeled with the date they were checked.
How often do we review articles?
Every article shows the date it was last reviewed. We recheck each one every fall before open enrollment and again when a rule, price or deadline changes. The date at the top of an article and the date in our sitemap are the same review date. This page was last updated October 26, 2026.
What if we get something wrong?
Tell us on the contact page. We check the claim against the source, fix the article and change its review date. We would rather correct a page quickly than leave a mistake up.
Do we earn money from these articles?
Yes, indirectly. Health Insurance Solutions is an independent insurance agency. Insurance companies pay us a commission when someone enrolls in a plan through us. For marketplace plans, the price is the same with or without an agent. We do not sell every plan in every area, and articles describe rules that apply to every insurer, not only the ones we offer.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Is this advice?
No. Articles and calculators give general information, not legal, tax or medical advice, and your own situation may differ. A licensed agent can look at your details, and a tax professional can answer tax questions about your return.