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How we work

Many carriers. One agent. Your plan.

Health Insurance Solutions is an independent agency licensed in 22 states. A licensed agent learns your situation, compares plans from several carriers, and stays your contact after you enroll.

A licensed agent calls you at no cost.

Two neighbours chatting on the steps of a white courtyard

How it works

From first question to enrolled.

  1. Tell us about you

    A few quick questions. No Social Security number and no health history.

  2. An agent calls you

    A licensed agent calls, usually within one business day, to learn what matters to you.

  3. You compare options

    Plans from several carriers, side by side, in plain words. If the plan you have is already right, we say so.

  4. You decide. We enroll you.

    No pressure either way. After you enroll, the same agent helps with ID cards, billing and claims paperwork.

What that means for you.

Independent

No single insurer owns us.

We're appointed with several carriers, so we compare honestly. Sometimes that means telling you the plan you have is already right.

Licensed

Every advisor holds a state license.

We're licensed in 22 states. Find yours on the map below.

Many carriers

Many carriers, one conversation.

Individual, Medicare, life, indemnity, dental, supplemental and group lines. One conversation replaces a dozen websites.

No cost to you

You pay the same premium.

Carriers pay agents a commission that's built into every plan's price, agent or not. You just get a person to call.

Where we work

Licensed in 22 states.

Pick your state to see its enrollment dates, rules and plans.

A woman helping an older couple go through papers at a kitchen table

Paperwork help.

We read it with you line by line. Bring the letters and plan books. We’ll make sense of them together.

For licensed agents

Send us the clients your carriers decline.

We work to place each one, and you earn half the first year’s commission once the carrier pays us.

See the partner program
A frame from the partner program film: the clients your carriers decline, placed with us

Our promise.

Put in writing, so you can hold us to it.

  1. We'll tell you when the plan you already have is the right one.
  2. We'll explain how we're paid whenever you ask.
  3. We'll stop contacting you the moment you ask us to.
  4. We'll never ask for your SSN or medical history just to quote.

Fair questions.

The price is the same. With us you get side-by-side options from several carriers and a person who helps after you enroll.

By the carrier, when a policy is placed. The commission is built into the plan's price whether or not you use an agent, so you pay the same.

No. We're appointed with several carriers, not all of them, so we compare the plans we can offer side by side. You can always check Medicare.gov or 1-800-MEDICARE for every Medicare option.

A licensed agent calls you, usually within one business day. You compare options in plain words and decide. There's no cost and no pressure.

We're licensed in 22 states: Alaska, Arizona, Florida, Georgia, Idaho, Indiana, Iowa, Kansas, Louisiana, Michigan, Minnesota, Missouri, Montana, Nebraska, Nevada, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah.

Yes. If it's already the right fit, we'll tell you.

Yes. Send us the clients your carriers decline. We work to place each one, and you earn half the first year's commission once the carrier pays us. The partner page has the details.

Find your plan.

See what an independent agent can find for you.

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