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Health Insurance Solutions

Partner program for licensed agents

Declined isn't the end of the sale.

Send Health Insurance Solutions the clients your carriers decline. We work to place each one, and you earn half the first year's commission once the carrier pays us.

Apply to join Call (321) 485-9988
Short film from Health Insurance Solutions: agents who sell premium insurance send us the leads their carriers decline, we work to place those people, and the agent earns half. Music only, with on-screen text. The exact terms are on this page.

How it works

Four steps, one split.

  1. You send the decline

    A client your carrier turned down? Send them to us.

  2. We work to place them

    We look for a carrier that will cover that person.

  3. The carrier pays us

    The carrier pays us first. Your share follows.

  4. You earn half

    Half of the first year's commission goes to you.

Apply to join

You earn half the first year's commission.

The terms in plain words

  • You earn half of the commission the carrier pays us for the policy's first year.
  • The share covers the first year only.
  • You are paid after the carrier pays us.
  • If a carrier takes commission back, your share is adjusted the same way.
  • Partners must be licensed insurance agents.

Commission is what the carrier pays an agency when it places a policy. It is not the premium your client pays. Rules on sharing commission differ by state, and we go over what applies to you after you apply.

Who you would work with

A licensed agency based in Orlando, Florida.

More about us

Licensed in 22 states

  • Alaska
  • Arizona
  • Florida
  • Georgia
  • Idaho
  • Indiana
  • Iowa
  • Kansas
  • Louisiana
  • Michigan
  • Minnesota
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • North Carolina
  • Ohio
  • Oklahoma
  • South Carolina
  • Tennessee
  • Texas
  • Utah

Questions agents ask first

What do I earn?

You earn half of the commission the carrier pays us for the policy's first year. The share covers the first year only.

Is the split based on the premium?

No. The premium is what the client pays the carrier. The commission is what the carrier pays an agency when it places a policy, and that is what we split.

How much is that in dollars?

It depends on the carrier and the plan. Some plans pay a percentage of the premium and others pay a flat amount, so one figure would not be true for every client.

When am I paid?

After the carrier pays us.

What if a carrier takes the commission back?

Carriers can take commission back, for example when a client cancels early. If that happens, your share is adjusted the same way.

Who can join?

Licensed insurance agents only. The application asks where you are licensed. Rules on sharing commission differ by state, and some states also require an appointment with the carrier. We go over what applies to you after you apply.

What kind of client should I send?

A client your carrier declined. We work to get that person a policy. You are paid only when we place one and the carrier pays us.

Who is Health Insurance Solutions?

An independent, licensed insurance agency with an office at 37 N Orange Ave, Orlando, FL 32801. We are licensed in 22 states. You can call us at (321) 485-9988.

What happens after I apply?

We follow up by phone or email using the contact details you give us. Only your name, email and phone number are required.

Do I have to agree to text messages?

No. Text messages are a separate, optional box on the application. Consent is not a condition of joining.

Apply

Become a partner.

A few quick questions. Only your name, email and phone are required.

  • Licensed agents only
  • Half of the first year's commission
  • We follow up by phone or email

Rather talk first? Call (321) 485-9988

Step 1 of 7

What's your name?

So we know who to thank.