Where we're licensed
Health insurance help in 22 states
Health Insurance Solutions is an independent agency licensed in 22 states. Pick your state for 2027 open enrollment dates, your marketplace, Medicaid rules and Medicare protections, each checked against official sources.
Facts reviewed
Key dates for 2027 coverage
- Open enrollment for 2027
- November 1, 2026 to January 15, 2027Idaho: October 15, 2026 to December 15, 2026
- For coverage on January 1
- Pick a plan by December 15, 2026Same deadline in every state
- Medicare annual enrollment
- October 15 to December 7, 2026
- Medicare Advantage open enrollment
- January 1 to March 31, 2027
Compare our 22 states for 2027
| State | Marketplace | Open enrollment (2027 coverage) | Medicaid | Medigap under 65 |
|---|---|---|---|---|
| Alaska | HealthCare.gov | Nov 1 to Jan 15 | Expanded in 2015 | Not required |
| Arizona | HealthCare.gov | Nov 1 to Jan 15 | Expanded in 2014 | Not required |
| Florida | HealthCare.gov | Nov 1 to Jan 15 | Not expanded | Required |
| Georgia | Georgia Access | Nov 1 to Jan 15 | Not expanded | Required |
| Idaho | Your Health Idaho | Oct 15 to Dec 15 | Expanded in 2020 | Required |
| Indiana | HealthCare.gov | Nov 1 to Jan 15 | Expanded in 2015 | Required |
| Iowa | HealthCare.gov | Nov 1 to Jan 15 | Expanded in 2014 | Required |
| Kansas | HealthCare.gov | Nov 1 to Jan 15 | Not expanded | Required |
| Louisiana | HealthCare.gov | Nov 1 to Jan 15 | Expanded in 2016 | Required |
| Michigan | HealthCare.gov | Nov 1 to Jan 15 | Expanded in 2014 | Required |
| Minnesota | MNsure | Nov 1 to Jan 15 | Expanded in 2014 | Required |
| Missouri | HealthCare.gov | Nov 1 to Jan 15 | Expanded in 2021 | Required |
| Montana | HealthCare.gov | Nov 1 to Jan 15 | Expanded in 2016 | Required |
| Nebraska | HealthCare.gov | Nov 1 to Jan 15 | Expanded in 2020 | Required |
| Nevada | Nevada Health Link | Nov 1 to Jan 15 | Expanded in 2014 | Required |
| North Carolina | HealthCare.gov | Nov 1 to Jan 15 | Expanded in 2023 | Required |
| Ohio | HealthCare.gov | Nov 1 to Jan 15 | Expanded in 2014 | Limited |
| Oklahoma | HealthCare.gov | Nov 1 to Jan 15 | Expanded in 2021 | Required |
| South Carolina | HealthCare.gov | Nov 1 to Jan 15 | Not expanded | Required |
| Tennessee | HealthCare.gov | Nov 1 to Jan 15 | Not expanded | Required |
| Texas | HealthCare.gov | Nov 1 to Jan 15 | Not expanded | Required |
| Utah | HealthCare.gov | Nov 1 to Jan 15 | Expanded in 2020 | Not required |
Medigap under 65 shows whether state law requires insurers to sell Medigap to people under 65 who have Medicare because of a disability. Each state page has the details.
Questions about coverage by state
Which states is Health Insurance Solutions licensed in?
Health Insurance Solutions is licensed in 22 states: Alaska, Arizona, Florida, Georgia, Idaho, Indiana, Iowa, Kansas, Louisiana, Michigan, Minnesota, Missouri, Montana, Nebraska, Nevada, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas and Utah.
When is open enrollment for 2027 health insurance?
In 21 of our 22 states, open enrollment for 2027 coverage runs from November 1, 2026 to January 15, 2027. Idaho runs from October 15, 2026 to December 15, 2026. In every state, pick a plan by December 15, 2026 for coverage that starts January 1, 2027.
Which states run their own health insurance marketplace?
Of the states where Health Insurance Solutions is licensed, Georgia (Georgia Access), Idaho (Your Health Idaho), Minnesota (MNsure) and Nevada (Nevada Health Link) run their own marketplaces. The other 18 use HealthCare.gov.
Which of these states have not expanded Medicaid?
Florida, Georgia, Kansas, South Carolina, Tennessee and Texas have not expanded Medicaid. The other 16 states where we are licensed have.
When can people with Medicare change plans for 2027?
Medicare's annual enrollment period runs from October 15 to December 7, 2026 in every state. People in a Medicare Advantage plan get one more chance to switch plans or return to Original Medicare from January 1 to March 31, 2027.
What happens to my health insurance if I move to another state?
Moving to a new state usually opens a 60-day special enrollment period to pick a marketplace plan there. If you have Medicare Advantage or Part D and move out of your plan's service area, you can switch plans. A Medigap policy generally moves with you, though the price can change.
Sources
Facts reviewed
Rules change. Confirm dates and eligibility with your marketplace, your state Medicaid agency or Medicare before you enroll.
- HealthCare.gov: Dates and deadlines for 2027 coverage(opens in a new tab)
- Healthinsurance.org: Open enrollment dates by state for 2027 coverage(opens in a new tab)
- IRS Revenue Procedure 2026-26 (2027 premium tax credit percentages)(opens in a new tab)
- NAIC: State Medigap rules, birthday rule and under-65 coverage (May 2026)(opens in a new tab)
- Medicare.gov: Joining a plan and enrollment periods(opens in a new tab)
- SHIP national locator for free Medicare counseling(opens in a new tab)
