Florida coverage guide
Florida Insurers & Hospitals
Start with a company or hospital, then check the exact plan and network before choosing coverage or getting care in Florida.
A licensed Health Insurance Solutions agent can help you compare the plans we offer at no cost.
These listings come from dated public sources. A listing does not confirm network status, availability or that we offer a plan. Confirm the plan, doctor, location and date with both the insurer and provider.
Sources checked November 5, 2026.
Individual and family coverage
Health insurers in Florida
Individual, non-dental plans marked on-exchange in the CMS 2027 Exchange Plan Attributes file, updated October 20, 2026. The named insurers and plan counts are not a list of employer plans, Medicare plans or every insurer in the state.
Availability depends on your county, plan year and eligibility. These are not lists of employer or Medicare plans. A company can use different networks for different products.
- 22 Health
- Ambetter Health
- AmeriHealth Caritas Next
- AvMed
- Capital Health Plan
- Florida Blue (BlueCross BlueShield FL)
- Florida Blue HMO (a BlueCross BlueShield FL company)
- Florida Health Care Plans
- Health First Commercial Plans, Inc.
- Oscar Health Maintenance Organization of Florida
- UnitedHealthcare
- Wellpoint
Source: CMS: 2027 Exchange Public Use Files. Check plans on HealthCare.gov.
For people with Medicare
Medicare Advantage in Florida
These organizations appear in CMS’s 2027 Medicare Advantage Landscape, updated October 18, 2026. Select a name to search its listed plans and counties. A brand can represent more than one legal insurer.
Plan availability and provider networks vary by county and can change. Some plans are Special Needs Plans with additional eligibility rules. This list does not include Medigap, standalone drug plans or employer coverage; we do not offer every plan shown.
- Aetna Medicare62 plan segments in 36 counties
- Align Senior Care2 plan segments in 15 counties
- American Health Advantage of Florida1 plan segment in 13 counties
- AmeriHealth Caritas VIP Care (HMO-D-SNP)2 plan segments in 8 counties
- BayCare Health Plans2 plan segments in 4 counties
- Capital Health Plan4 plan segments in 9 counties
- CarePlus Health Plans, Inc.38 plan segments in 20 counties
- Devoted Health106 plan segments in 38 counties
- Doctors HealthCare Plans, Inc.9 plan segments in 8 counties
- Florida Blue19 plan segments in 67 counties
- Florida Blue HMO20 plan segments in 33 counties
- Florida Complete Care5 plan segments in 22 counties
- Freedom Health, Inc.25 plan segments in 24 counties
- Gold Kidney Health Plan9 plan segments in 22 counties
- Health First Health Plans, Inc.7 plan segments in 4 counties
- HealthSpring11 plan segments in 20 counties
- HealthSun Health Plans, Inc.11 plan segments in 3 counties
- Humana84 plan segments in 67 counties
- Leon Health, Inc.4 plan segments in 1 county
- Longevity Health Plan1 plan segment in 28 counties
- Optimum HealthCare, Inc.13 plan segments in 24 counties
- Prominence Health Plan6 plan segments in 1 county
- SECUR Health Plan4 plan segments in 5 counties
- Simply Healthcare Plans, Inc.3 plan segments in 27 counties
- Solis Health Plans19 plan segments in 10 counties
- Ultimate Health Plans16 plan segments in 16 counties
- UnitedHealthcare57 plan segments in 67 counties
- Wellcare20 plan segments in 36 counties
Download the CMS 2027 Landscape source file (ZIP, 12 MB).
The state counseling program is SHINE (Serving Health Insurance Needs of Elders).
Original Medicare
Medicare Supplement in Florida
Medicare Supplement, also called Medigap, works with Original Medicare and is different from Medicare Advantage. Compare the plan letter, premium, enrollment rules and any Medicare SELECT network before choosing a policy.
Plan availability and prices can change. Plans C and F are generally limited to people first eligible for Medicare before 2020. We do not offer every policy shown.
Check current choices
Use Medicare.gov to search Medigap policies by ZIP code, and confirm the current company, plan, rate and eligibility before applying.
Find policies on Medicare.govFlorida's Medigap sample-rate search: The state tool compares sample rates using the criteria you choose.
Your independent state counseling program is SHINE (Serving Health Insurance Needs of Elders).
For small businesses
Small-group insurers in Florida
These companies appear in CMS’s 2027 annual small-group rate filings, updated October 30, 2026. Select a company to explore its new and renewing plan entries.
A filing does not establish approval or availability to your business. This list does not include every large-group, self-funded or other employer arrangement, and we do not offer every plan shown.
- AvMed, Inc.22 new or renewing plan entries in the filing
- BeHealthy Florida, Inc.25 new or renewing plan entries in the filing
- Blue Cross and Blue Shield of Florida67 new or renewing plan entries in the filing
- Capital Health Plan7 new or renewing plan entries in the filing
- Florida Health Care Plan, Inc.60 new or renewing plan entries in the filing
- Health Options, Inc.105 new or renewing plan entries in the filing
- Neighborhood Health Partnership, Inc.71 new or renewing plan entries in the filing
- UnitedHealthcare Insurance Company39 new or renewing plan entries in the filing
- UnitedHealthcare of Florida, Inc.23 new or renewing plan entries in the filing
Source: CMS Unified Rate Review data.
Large employers and self-funded plans
Large-group and self-funded arrangements are not included in the small-group filing list above. A self-funded employer generally pays plan claims; an insurance company or another administrator may handle the network and administration. The name on a card alone does not identify how a plan is funded.
Ask the employer or plan administrator for the exact plan name, administrator and network, then verify the doctor, hospital and service with both the plan and provider.
Learn about federal group health plan filingsThese federal research files describe historical filings, not a live directory of 2027 insurers or networks.
Find a hospital
Florida hospitals
Search 309 Florida hospitals in CMS datasets by name, city, county or ZIP code.
These dated federal datasets are not a complete list of every hospital or a provider-network directory. County information is not provided for every record. A listing does not mean a hospital accepts your particular plan; confirm directly before you receive care.
309 hospitals match.
- Encompass Health Rehabilitation Hospital Of Altamonte SpringsAltamonte Springs
- Orlando Rehabilitation HospitalAltamonte Springs
- George E Weems Memorial HospitalApalachicola
- Hsi-Acadia Joint Venture LLCApopka
- Desoto Memorial HospitalArcadia
- HCA Florida JFK HospitalAtlantis
- Exalt Health Rehabilitation Hospital LakelandAuburndale
- HCA Florida Aventura HospitalAventura
- Bartow Regional Medical CenterBartow
- Bay Pines VA Medical CenterBay Pines
- Lakeside Medical CenterBelle Glade
- Calhoun-Liberty HospitalBlountstown
- Boca Raton Regional HospitalBoca Raton
- West Boca Medical CenterBoca Raton
- Doctors Memorial HospitalBonifay
- Bethesda Hospital EastBoynton Beach
- Neurobehavioral Hospital Of The Palm Beaches-SouthBoynton Beach
- Centerstone Of FloridaBradenton
- HCA Florida Blake HospitalBradenton
- Lakewood Ranch Medical CenterBradenton
- Manatee Memorial HospitalBradenton
- Suncoast Behavioral Health CenterBradenton
- HCA Florida Brandon HospitalBrandon
- Encompass Health Rehab Hospital Of Spring HillBrooksville
Sources: CMS Hospital General Information, last updated July 22, 2026; CMS Provider of Services, Q3 2026, updated October 16, 2026; and CMS Hospital Enrollments, updated October 19, 2026.
More detailed research
Read a network guide
Want help checking your options?
A licensed Health Insurance Solutions agent can help you compare the plans we offer and check the details that matter to you. It costs you nothing.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
