Which marketplace plans do UT Medical Center and Covenant Health list?
| Marketplace plan | UT Medical Center | Covenant Health |
|---|---|---|
| BlueCross BlueShield of Tennessee Network S | Listed | Listed |
| BlueCross BlueShield of Tennessee Network L | Listed | Not listed |
| UnitedHealthcare Tennessee Individual Exchange plan | Listed | Not listed |
| Ambetter | Not listed | Listed |
| Cigna Connect (ends after 2026) | Listed | Listed |
Not listed does not prove a plan is out of network, but check before you enroll. Covenant says its chart was current as of January 2025, and UT Medical Center gives no date, so treat both lists as a starting point.
Look at the network name, not only the insurer. BlueCross sells marketplace plans on more than one network, and UT Medical Center lists them separately. Then look up each hospital and each doctor in the insurer's 2027 directory.
Is Covenant Health still in network with UnitedHealthcare?
Yes, for Covenant Medical Group. In May 2026, after a contract dispute, UnitedHealthcare confirmed an agreement in principle with Covenant, WVLT reported. Covenant says the two agreed to renew their contracts for UnitedHealthcare Medicare Advantage and employer plans, so patients can keep seeing its providers without interruption.
Covenant does not mention marketplace plans in its notice, and its chart leaves out UnitedHealthcare's exchange plan. If you are considering a UnitedHealthcare marketplace plan, check Covenant before you enroll.
Which Medicare plans does Covenant Health list?
Covenant's chart lists traditional Medicare and Medicare plans from insurers including BlueCross (BlueAdvantage and Blue Essential), Cigna HealthSpring, Devoted Health, Humana, UnitedHealthcare and WellCare. The chart is from January 2025, so confirm with the plan before you switch during Medicare's annual enrollment period, October 15 to December 7, 2026.
About 17.8% of Knox County residents are 65 or older, compared with 14.4% in the city of Knoxville, according to Census estimates.
Bronze or silver: what did Knox County pick?
| Measure | Knox County | Tennessee |
|---|---|---|
| People who picked a plan | 38,099 | 569,310 |
| Received a premium tax credit | 88.1% | 90.3% |
| Average monthly premium before credits | $767 | $838 |
| Average monthly premium after credits | $155 | $141 |
| Picked a bronze plan | 54.2% | 56.1% |
| Got extra savings on a silver plan | 37.3% | 34.6% |
Prices before credits in Knox County were below the state average, but the average after credits was higher. More than half of enrollees picked bronze. A bronze plan's lower premium can cost more over a year that includes surgery or a hospital stay, so compare the deductible and the out of pocket maximum, not just the monthly price.
Our plan cost calculator shows what you would pay for a medical bill under a plan's deductible and coinsurance. Census estimates put Knoxville at 202,021 residents, with 13.3% of people under 65 uninsured, compared with 9.8% across Knox County.
How can an agent help Knoxville residents?
An agent can price plans from several insurers side by side and check UT Medical Center, Covenant and your own doctors in each 2027 network. Open enrollment runs November 1, 2026 to January 15, 2027. Choose by December 15, 2026 for coverage that starts January 1.
Health Insurance Solutions agents are licensed in 22 states and help by phone and online. Marketplace plans cost the same with or without an agent, so the comparison does not add to your premium.
Insurers and hospitals mentioned
Explore the organizations or brands discussed in this article. A mention does not mean every plan or location is covered.
- Insurer · TennesseeAmbetter of Tennessee
- Insurer · TennesseeBlueCross BlueShield of Tennessee
- Insurer · TennesseeUnitedHealthcare
- Medicare Advantage · TennesseeBlueCross BlueShield of Tennessee
- Medicare Advantage · TennesseeDevoted Health
- Medicare Advantage · TennesseeHealthSpring
- Medicare Advantage · TennesseeHumana
- Medicare Advantage · TennesseeUnitedHealthcare
- Small-group insurer · TennesseeBlueCross BlueShield of Tennessee
- Small-group insurer · TennesseeUnitedHealthcare Ins Co of River Valley
- Small-group insurer · TennesseeUnitedHealthcare Insurance Company
See our Individual & Family plans
Major medical coverage for you and your household, with subsidies applied where you qualify.Health plan cost calculator
See what you would pay out of pocket for a medical bill under a plan's deductible and coinsurance.Health insurance in Tennessee
Marketplace, Medicaid and Medicare rules for the whole state.We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Talk to a licensed agent
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