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Health insurance in Columbus, OH: Which 2027 plans include Ohio State and The James?

The short answer

Ohio State Wexner Medical Center, The James Cancer Center and Ohio State affiliated physicians have been out of network for Humana's individual Medicare Advantage plans since October 1, 2026. Humana's Medicaid and group Medicare plans stay in network through 2027. Ohio State also publishes its own 2027 Medicare Advantage and marketplace lists.

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Is Ohio State in network with Humana Medicare Advantage?

Not for individual Medicare Advantage plans. Humana says an agreement reached by September 4, 2026 keeps Ohio State in network for Humana Medicaid and Group Medicare, and that Ohio State facilities are out of network for individual Medicare Advantage members since October 1, 2026.

Humana plan types at Ohio State, from Humana's statement and Ohio State's list
Humana plan typeOhio State, The James and affiliated physicians
Individual Medicare Advantage (Ohio State names 15 plans, such as Humana Gold Plus, HumanaChoice and Humana Value Plus)Out of network since October 1, 2026
Group Medicare, such as Humana Medicare Employer plansIn network in 2026 and 2027
Humana Healthy Horizons (Medicaid)In network in 2026 and 2027
Humana and Ohio State, then the 2027 plan yearDates from Humana's statement, Ohio State's insurance list and Medicare's enrollment periods.
  1. September 4, 2026Humana announces an agreement that keeps Ohio State in network for Humana Medicaid and Group Medicare in 2026 and 2027.
  2. October 1, 2026Ohio State is out of network for Humana individual Medicare Advantage plans.
  3. October 15 to December 7, 2026Medicare annual enrollment. A plan you pick by December 7 starts January 1, 2027.
  4. January 1, 2027Ohio State's 2027 Medicare Advantage and marketplace lists take effect.
  5. January 1 to March 31, 2027If you are in a Medicare Advantage plan on January 1, you can make one change.

Source: Humana statement (updated September 4, 2026) and Ohio State Wexner Medical Center insurance page

Humana says its individual Medicare members are getting continuity of care support, including personal help moving to in network providers, and that members with certain medical conditions may qualify to keep seeing their provider at the in network level for a set period. Humana also says emergency care is covered at the in network level at the closest hospital.

Humana's customer service number is on the back of your member card. Ask it whether your plan is individual or group, because the answer decides which row above applies to you.

Which Medicare Advantage plans does Ohio State list for 2027?

Ohio State lists the Medicare Advantage plans that cover care at Ohio State Wexner Medical Center effective January 1, 2027. A company missing from the list is not listed, so ask before you enroll.

Ohio State's Medicare Advantage list effective January 1, 2027, checked October 29, 2026
Plan companyOhio State's list
Aetna MedicareListed. Aetna Medicare Dual Care (HMO D-SNP) is shown as no longer offered
Medical Mutual of Ohio (MedMutual Advantage)Listed
Mount Carmel MediGoldListed
The Health PlanListed
Perennial AdvantageListed
Wellcare Buckeye HealthListed for its dual eligible plans
MolinaListed for Molina Complete Care for MyCare Ohio (HMO D-SNP) only
Humana individual Medicare AdvantageOut of network since October 1, 2026
Humana Medicare Employer (group plans)Listed
Anthem, UnitedHealthcare and Devoted Health Medicare AdvantageNot on the list

Ohio State also says it accepts all traditional Medicare plans and Medicare plans with Medigap coverage, which means Original Medicare with a Medigap policy is a route that does not depend on a plan network.

Which marketplace insurers does Ohio State list for 2027?

Ohio State's marketplace list for January 1, 2027 names two plans, Antidote and Buckeye Ambetter. Its separate commercial list names other insurers, so ask whether an individual plan from those companies is included.

Ohio's 2027 marketplace insurers (healthinsurance.org) and Ohio State's marketplace list, checked October 29, 2026
Marketplace insurerOhio State's marketplace list
Buckeye Community Health Plan (Ambetter)Listed as Buckeye Ambetter
Antidote Health Plan of OhioListed
Anthem Blue Cross and Blue ShieldNot on its marketplace list. Anthem is on its commercial list
Medical Mutual of OhioNot on its marketplace list. Medical Mutual is on its commercial list
UnitedHealthcare of OhioNot on its marketplace list. UnitedHealthcare is on its commercial list
OscarNot on the list
AmeriHealth Caritas (new for 2027)Not on its marketplace list. It is on Ohio State's Medicaid list

Ohio State says CareSource marketplace plans will be out of network as of January 1, 2027 because the plan is no longer offered in Ohio, and it shows Molina marketplace as no longer offered. Healthinsurance.org reports that Molina will have no on exchange plans in 2027 and that CareSource is leaving Ohio's individual market. If you have either plan, you must pick a new one during open enrollment.

Open enrollment runs from November 1, 2026 to January 15, 2027. Pick a plan by December 15, 2026 for coverage that starts January 1.

How many people in Franklin County use the marketplace?

Marketplace plan selections for 2026 (CMS)
MeasureFranklin CountyOhio
People who picked a plan69,951469,616
Received a premium tax credit85.1%82.6%
Average monthly premium before credits$607$665
Average monthly premium after credits$189$233
Paid $10 a month or less after credits27.0%16.9%
Picked a bronze plan64.5%60.1%
Picked a gold plan2.6%4.1%

Franklin County's average premium after credits was lower than the state's, and more of its enrollees paid $10 a month or less. These are 2026 numbers, and your 2027 price depends on your income, your household and the plans sold where you live.

Census estimates put Columbus at 938,396 residents, with 11.3% age 65 or older and 19.1% of residents age 5 and older speaking a language other than English at home. Among people under 65, 11.4% in Columbus and 10.1% in Franklin County have no health insurance.

What can I do if my plan leaves Ohio State out?

Compare plans during Medicare's annual enrollment period, October 15 to December 7, 2026. A change you make by December 7 starts January 1.

  • Look up Ohio State doctors and The James in the 2027 directory of the exact plan, not only the company.
  • Ask your doctor's office which plans it accepts for 2027.
  • If you are in a Medicare Advantage plan on January 1, you can make one change from January 1 to March 31, 2027.
  • OSHIIP (Ohio Senior Health Insurance Information Program), Ohio's free Medicare counseling program, can compare your choices with you.

If you now have a Humana individual plan and see Ohio State doctors, ask Humana about continuity of care, and ask Ohio State which plans it lists for 2027. Do not assume a hospital leaving a network gives you a new enrollment period. Ask Medicare or an agent whether any special enrollment period applies to you.

How can a Columbus agent help with hospital network questions?

An agent can look up Ohio State, The James and your doctors in each 2027 plan you are considering, and point out the plan type that makes the difference. Have your insurance card, your doctors' names and your prescriptions ready.

Health Insurance Solutions agents are licensed in 22 states and help by phone and online. Marketplace plans cost the same with or without an agent, so the comparison does not add to your premium.

Insurers and hospitals mentioned

Explore the organizations or brands discussed in this article. A mention does not mean every plan or location is covered.

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Common questions

Is Ohio State in network with Humana Medicare Advantage?

Not for individual plans. Humana says Ohio State Wexner Medical Center, The James and Ohio State affiliated physicians are out of network for individual Medicare Advantage members since October 1, 2026, and in network for Humana Medicaid and Group Medicare in 2026 and 2027.

Which Humana plans are affected at Ohio State?

Ohio State names 15 individual Humana Medicare Advantage plans, including Humana Gold Plus, HumanaChoice, Humana Value Plus and Humana Full Access, as out of network effective October 1, 2026.

Which Medicare Advantage plans does Ohio State list for 2027?

Aetna Medicare, Medical Mutual of Ohio's MedMutual Advantage, Mount Carmel MediGold, The Health Plan, Perennial Advantage, Wellcare Buckeye dual eligible plans, Molina Complete Care for MyCare Ohio and Humana Medicare Employer group plans.

Does Ohio State accept Original Medicare with Medigap?

Yes. Ohio State says it accepts all traditional Medicare plans and Medicare plans with Medigap coverage.

Which marketplace plans does Ohio State list for 2027?

Antidote and Buckeye Ambetter. Ohio State says CareSource marketplace plans will be out of network as of January 1, 2027 because the plan is no longer offered in Ohio.

Sources

Rules change. Confirm dates and eligibility with your marketplace, your state Medicaid agency or Medicare before you enroll.

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