What can I change?
- Switch from Original Medicare to a Medicare Advantage plan, or the other way around.
- Switch from one Medicare Advantage plan to another.
- Join, switch or drop a Medicare Part D prescription drug plan.
Is there a second chance?
If you are in a Medicare Advantage plan, the Medicare Advantage Open Enrollment Period runs January 1 to March 31, 2027. You can switch to a different Medicare Advantage plan or return to Original Medicare. You cannot use it to move from Original Medicare into Medicare Advantage.
What about people turning 65?
Your Initial Enrollment Period is separate. It lasts seven months: the three months before the month you turn 65, your birthday month and the three months after. Signing up early avoids gaps and helps you avoid late penalties on Part B and Part D in many cases.
Why review your plan every year?
Plans can change their premiums, drug lists, networks and extra benefits each January. Your plan sends an Annual Notice of Change in the fall that spells out what is different. Reading it and comparing options is the best way to avoid surprises. Free, unbiased counseling is available from your state's SHIP program, and a licensed agent can compare the plans we offer at no cost to you.
See our Medicare plans
Turning 65 or reviewing your plan? We'll walk through Advantage, Supplement, and Part D side by side.Medicare enrollment window calculator
Enter a birth date to see when your seven-month Initial Enrollment Period starts and ends.We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Talk to a licensed agent
We compare plans, explain the tradeoffs and help you enroll. It costs you nothing.