What does Moffitt say about Marketplace plans?
Moffitt names Florida Blue BlueCare, BlueOptions, BlueSelect and MyBlue ACA plans in its published Health Exchange information. It says MyBlue services require authorization from the patient's primary care physician. These are starting points for a conversation, not a verified list of 2027 plans.
| What Moffitt names | What to do for 2027 |
|---|---|
| Florida Blue BlueCare, BlueOptions and BlueSelect ACA plans | Ask Moffitt and Florida Blue about the exact plan, network, location and date before enrolling. |
| Florida Blue MyBlue ACA plans | Confirm the exact 2027 plan and ask about primary care authorization and any referral. |
| Aetna Exchange or QHP | Moffitt names it, but Aetna does not appear on Florida's October 2026 list of carriers marketing individual ACA coverage for 2027. Do not assume it is offered. |
| Other Marketplace plans | Do not assume coverage from the insurer name. Ask the plan and Moffitt about the specific product and treatment. |
Florida's 2027 carrier list includes Florida Blue, but a carrier's presence on a state list does not establish that every plan is sold in your ZIP code or includes Moffitt. Networks can change; ask both organizations to confirm before choosing.
How do I check a plan before I enroll?
Find the complete 2027 plan name and network in your Marketplace results. Ask the insurer whether Moffitt Cancer Center, Moffitt Medical Group, your doctor and the location you need are in network for your proposed start date.
- Call Moffitt's insurance navigators at 813-745-7300 and ask them to check the same plan and location.
- Ask the insurer if your treatment, tests and medicines are covered and whether you need a referral or prior authorization.
- Ask for the answer in writing or record the date, representative and call reference number.
- Compare the plan's premium, deductible, copays and out of pocket maximum. In network does not mean every service is free.
What if I am already receiving cancer treatment?
Talk with your treatment team and insurer before changing or ending coverage. Ask how the new plan handles ongoing treatment, existing approvals, your next appointment and prescriptions.
If a provider is not in network, ask whether the plan offers an exception or transition of care and what you would pay. Approval is not guaranteed. Do not postpone or cancel treatment based only on an online directory.
When can I choose a 2027 Marketplace plan in Florida?
Florida uses HealthCare.gov. Open enrollment for 2027 runs November 1, 2026 through January 15, 2027. Choose by December 15, 2026 and pay the first premium for coverage beginning January 1.
Plans selected December 16 through January 15 generally begin February 1 after the first premium is paid. Outside open enrollment, you generally need a qualifying life event for a special enrollment period. Medicaid applications can be made year round.
If you have Medicare rather than Marketplace coverage, use our Moffitt Medicare guide; the networks and enrollment dates are different.
How can I compare the total cost?
After checking the network, compare the monthly premium after any savings with what you might pay when you receive care. Look at each plan's deductible, specialist and hospital costs, prescriptions and in network out of pocket maximum.
The health plan comparison tool helps estimate costs; it cannot verify a network, predict treatment or replace the plan's benefits. A licensed agent can help you compare available options.
Insurers and hospitals mentioned
Explore the organizations or brands discussed in this article. A mention does not mean every plan or location is covered.
- Detailed guide · FloridaMoffitt Cancer Center
- Detailed guide · FloridaFlorida Blue
- Hospital · FloridaH Lee Moffitt Cancer Center & Research Institute I
- Insurer · FloridaFlorida Blue (BlueCross BlueShield FL)
- Insurer · FloridaFlorida Blue HMO (a BlueCross BlueShield FL company)
- Medicare Advantage · FloridaFlorida Blue
- Medicare Advantage · FloridaFlorida Blue HMO
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Marketplace, Medicaid and Medicare rules for the whole state.We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
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