Which plans do Savannah hospitals list for the exchange?
We compared the two systems' own insurance information. A company listed by a hospital might sell several products, and a hospital list can lag behind changes in the Marketplace.
| Company or plan | St. Joseph's/Candler | Memorial Health University Medical Center |
|---|---|---|
| Ambetter | Lists Ambetter Exchange. | Lists Ambetter Health Insurance Exchange. |
| CareSource | Lists CareSource Exchange. | Lists CareSource Medicaid HMO, not an exchange product. |
| Alliant Health Plans | Not named. | Lists Alliant Health Insurance Exchange. |
| Blue Cross Blue Shield of Georgia | Lists HMO and PPO without an exchange label. | Lists Health Insurance Exchange. |
| Cigna | Lists Cigna Exchange as well as HMO and PPO. | Lists Cigna commercial HMO and PPO, not an exchange product. |
Cigna says it will no longer offer individual and family medical plans for 2027. A hospital's current list may therefore include an older exchange product that is not being sold for 2027. Do not confuse Cigna's individual plans with other kinds of coverage.
Ask both the insurer and the hospital about the exact 2027 plan, facility and doctor. Hospital participation does not guarantee that every physician is in the same network, and networks can change. Not named in a hospital's list is not proof that a plan is out of network.
What should I do if my insurer is leaving Georgia Access?
Healthinsurance.org reports that Cigna and UnitedHealthcare are exiting Georgia's Marketplace for 2027. This concerns individual Marketplace coverage, not necessarily every product sold by those companies.
Read your insurer and Georgia Access notices, then compare the plans offered for your household and address. Do not assume a suggested replacement includes the same Savannah hospital, specialist, drug coverage or premium.
Check a specific 2027 plan with Georgia Access, the insurance company and your providers. Our guide for people whose insurer is leaving explains what to look for in a notice.
When is Georgia Access open enrollment?
Georgia Access says open enrollment for 2027 coverage runs from November 1, 2026 to January 15, 2027. Choose by December 15 for a January 1 start; a selection through January 15 starts February 1.
Pay your first premium to start your coverage. Georgia Access is the state Marketplace. You can use it directly or work with an authorized enrollment partner. Eligibility for financial help is determined through the Marketplace.
How can a Savannah family compare the full cost?
- Start with the doctors and hospitals your household wants and ask about the exact 2027 plan network.
- Enter your expected 2027 household income and family information to see your eligibility for premium tax credits.
- If eligible for extra savings, compare Silver plans with other metal levels. The extra savings that reduce deductibles and copays require an eligible Silver plan.
- Use our health plan comparison calculator for two plans' premiums and expected covered medical spending. Flat copays, drug costs and out of network care are not included.
- Check each prescription's dose, pharmacy and coverage rules with the insurer before deciding.
Coverage offered by a job can affect savings, and family members are evaluated separately from the employee. Our family coverage guide explains the distinction.
What should I have ready when asking for help?
Bring your current plan card, the names and locations of your doctors, your usual pharmacy and prescriptions, and a realistic estimate of your household's 2027 income. A licensed agent can help compare available plans and explain tradeoffs. You can also work with Georgia Access or an assister.
Insurers and hospitals mentioned
Explore the organizations or brands discussed in this article. A mention does not mean every plan or location is covered.
- Insurer · GeorgiaAlliant
- Insurer · GeorgiaAmbetter
- Insurer · GeorgiaCareSource
- Medicare Advantage · GeorgiaUnitedHealthcare
- Small-group insurer · GeorgiaUnitedHealthcare Ins Co of River Valley
- Small-group insurer · GeorgiaUnitedHealthcare Insurance Company
- Small-group insurer · GeorgiaUnitedHealthcare of Georgia, Inc.
See our Individual & Family plans
Major medical coverage for you and your household, with subsidies applied where you qualify.Health plan comparison calculator: yearly cost of two plans
Enter two plans' premiums, deductibles and out of pocket maximums to see which costs less for the care you expect.Health insurance in Georgia
Marketplace, Medicaid and Medicare rules for the whole state.
Talk to a licensed agent
We compare plans, explain the tradeoffs and help you enroll. It costs you nothing.